FI-by-City Preview
Enter your finances, pick three cities, and compare your financial-independence date in under a minute.
Last updated: · Built by the IndepAI Team
FI-by-City Preview
See how moving cities changes your path to financial independence.
Compare 3 cities
Why your city changes your FI date
Financial independence comes down to two things: how much you need (your annual expenses times 25) and how fast you can save toward it. Moving to a cheaper city lowers both your target and your monthly burn, so the same income reaches FI years sooner.
This preview runs your own numbers through the same FI engine that powers the IndepAI dashboard, then swaps in each candidate city's cost of living so you can see the trade-offs side by side.
What the estimate does and doesn't cover
We compare cost of living and project a savings trajectory. We don't model taxes per passport, currency moves, or visa rules, so treat the dates as a directional comparison rather than a guarantee. The beta adds the detail.
Frequently asked questions
Do I need an account?
No. The preview is free and works without signing in. You only share an email if you want to join the beta after seeing your results.
Which FI math do you use?
The same canonical FI engine as the IndepAI app: your FI number is 25× annual expenses (a 4% safe withdrawal rate), projected with a 7% nominal return and 2% inflation.
Why exactly three cities?
Three keeps the comparison fast and readable in the free preview. The full app lets you compare more once you join the beta.
Where this data comes from
City cost estimates are AI-modeled from curated price anchors and cross-checked against World Bank price-level data. Refreshed daily (incremental) and re-modeled in full every two months. Tax figures are modeled per country and currently being verified country-by-country against primary sources.
Spotted a number that looks wrong? Tell us: hello@indepai.app we fix data fast.