Every FIRE calculator assumes you'll retire where you were born.
Yours won't.
IndepAI runs your numbers across 11,400+ livable cities and tells you exactly where and when independence arrives. Multi-currency, multi-tax, built for people whose life doesn't fit in one country.
- FI Date
- 2032 FI Date
- vs peers
- −7 yrs vs peers
- cities
- 11,400+ cities
"Finally an app that takes geo-arbitrage seriously instead of assuming I'll retire in my home country."
Early access tester · Portugal
🇪🇺EU-hosted · GDPR compliant · Your data stays yours
How IndepAI Works
Try it: where do you reach independence sooner?
Compare two cities and see how many years the right one buys back.
Geo-Arbitrage Calculator
Compare cost of living between two cities and see your potential savings
When do you reach FI?
Three numbers. One instant answer.
~22 years to FI
Get your full projection + milestones
What's your FIRE type?
60 seconds. No signup to see your result.
What's Your FIRE Type?
Answer 5 quick questions to discover your ideal path to Financial Independence.
Spread the word
Help other digital nomads find their number.
One number. The whole game.
FI Score, 0 to 1000
Your entire independence position in one number. See how close you are, watch it move when you change cities, and find out exactly when you reach freedom. Not 'someday', a date.
Geo-arbitrage engine
Compare cities worldwide on the one lever no other calculator scores: where you live. Real cost-of-living, visa, and nomad-infrastructure data show where the same money buys back years off your timeline.
A coach that did the math
Ask anything about your finances and get straight, specific answers from an AI that already knows your FI Score, your goals, and the geo-arbitrage moves on the table.
Cities Analyzed
Languages
Tax Regimes
Countries
Peek at the data
Real cost-of-living for 11,400+ livable cities. Here's a taste.
Someday is a date. Find yours.
Waitlist members get access 2 weeks before public launch and a 50% founding-member discount for life.
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