AI-powered geo-arbitrage for digital nomads
Nomad independence. Powered by AI.
Global financial freedom begins here.
Free. No credit card. Unsubscribe anytime.
Global analysis initiated
Global financial freedom starts here.
IndepAI activates a global layer of financial intelligence to uncover your best path to independence.
- 11 400+ Cities analyzed
- 190+ Countries
- 7 Languages
Bali
FI Score
680
- Budget · $1,843/mo
- Rent · $682/mo
- Internet · Excellent
Net Worth
$142,389
Monthly Burn
$1,843/mo
Freedom Runway
37 months
From world to cities
Scanning & comparing
Lisbon
Portugal
- Cost
- Internet
- Safety
- Tax
- Lifestyle
- FI Impact
Bali
Indonesia
- Cost
- Internet
- Safety
- Tax
- Lifestyle
- FI Impact
Chiang Mai
Thailand
- Cost
- Internet
- Safety
- Tax
- Lifestyle
- FI Impact
Medellín
Colombia
- Cost
- Internet
- Safety
- Tax
- Lifestyle
- FI Impact
Geo-arbitrage results
- 01
Bali
Indonesia · Best FI impact
92 - 02
Chiang Mai
Thailand · Lowest burn
86 - 03
Lisbon
Portugal · Best internet
83 - 04
Medellín
Colombia · Balanced lifestyle
84
AI agent emerges
AI agent prompt
Find my best FIRE location for the next 12 months.
AI analyzes & builds your plan
AI plan summary
- Reduce monthly burn by 34%
- Extend runway to 45 months
- Improve FI score to 820
- Best match: Bali → Chiang Mai → Lisbon
Freedom is a system. We help you build it.
AI-powered geo-arbitrage to find your optimal FIRE path in the world.
Best FIRE Route
- 01
Bali
Indonesia
78$1,184/mo
FI Score 780
- 02
Chiang Mai
Thailand
85$1,038/mo
FI Score 850
- 03
Lisbon
Portugal
72$1,673/mo
FI Score 720
Get early access
IndepAI opens August 3. Be among the first to see your FI score across 11,400+ cities.
- Save every calculator result and scenario
- Compare FI timelines across cities and tax setups
- Track your FI Score and portfolio progress over time
- Get limited free AI coaching on the next move
Free. No credit card. Unsubscribe anytime. · Illustrative figures in USD
What is IndepAI
AI-powered financial independence for digital nomads
IndepAI is a FIRE app for people who work from anywhere. It scores how close you are to financial independence, compares the cost of living across 11,400+ cities, and finds where you reach freedom fastest. Plan your trips, track your portfolio, and get an AI coach that reads your own numbers, all in one place.
What you get
FI score
See how close you are to living off your investments, based on your income, spending, savings, and net worth.
AI geo-arbitrage
Rank 11,400+ cities on cost, tax, internet, and safety to find the ones that move your FI date forward the most.
Visa and tax data
Check visa options for your passport and compare tax rates across countries before you plan a move.
Nomad trip planner
Map a route across cities, set how long you stay in each, and watch the effect on your monthly burn and runway.
Portfolio tracker
Add your holdings, check your diversification, and see your net worth feed straight into your FI score.
AI coach
Ask about your own finances and get grounded answers, not generic advice pulled off the internet.
How it works
- 1
Answer a few questions
Tell us your income, spending, and savings. It takes a few minutes, and no bank connection is required.
- 2
Get your FI score and city matches
See where you stand today and which cities cut your time to financial independence the most.
- 3
Follow your FIRE plan
Use the plan, the calculators, and the AI coach to track progress and adjust as your life changes.
Questions people ask
What is geo-arbitrage?
Geo-arbitrage means earning in a strong currency while living somewhere with lower costs. More of your income becomes savings, so you reach financial independence sooner. IndepAI compares cities so you can see the effect on your FI date.
How is my FI score calculated?
Your FI score measures how close you are to living off your investments. It weighs your income, spending, savings, and net worth against the amount you need to cover your expenses without working.
Is IndepAI free?
Yes. The free plan covers your FI score, the public calculators, and geo-arbitrage for a set number of cities. A paid Pro plan removes those limits and adds unlimited comparisons.
Which cities are best for FIRE?
It depends on your income, your spending, and where you can legally stay. IndepAI ranks 11,400+ cities on cost, tax, internet, and safety. Low-cost picks popular with nomads include Chiang Mai, Bali, Medellín, and Lisbon.
What is Coast FIRE and Barista FIRE?
Coast FIRE means you have saved enough that compound growth alone carries you to retirement, so you can stop adding to your investments. Barista FIRE means part-time work covers some of your expenses, so you need a smaller portfolio. IndepAI has a free calculator for each.
When does IndepAI launch?
IndepAI is in pre-launch. Join the waitlist for early access when the app opens, and try the free tools in the meantime.
Free FIRE tools
No account needed. Run your own numbers, then join the waitlist for the full app.
Find where you reach FIRE fastest
IndepAI opens August 3. Join the waitlist and get first access when the app goes live.
- Save every calculator result and scenario
- Compare FI timelines across cities and tax setups
- Track your FI Score and portfolio progress over time
- Get limited free AI coaching on the next move