IndepAI

Retirement timeline calculator

When could work become optional?

Build an estimated timeline from your age, desired lifestyle, current savings and monthly contribution. Then see which realistic changes may move the date.

6 short questions · about 90 seconds

Estimated work-optional year

A current-path estimate, not a promise.

Years remaining

See the distance from today under the stated assumptions.

Target-age comparison

Compare the model with the age you chose.

Two practical scenarios

See the directional effect of saving more or spending less.

Before you start: a free account is required to view the complete result. No card or bank connection. Your financial answers stay out of advertising events.